Bundled products often come with restrictions. The customer also gets locked into two products at the same time. This reduces flexibility.
Ravi Singhal explains how a taxpayer can go about reducing her/his tax liability if they suffer losses while investing or trading in the stock market.
Notwithstanding expectations of a pick-up in construction activity during a seasonally strong January-March quarter (fourth quarter) of 2022-23 (FY23), analysts are cautiously optimistic about the building material sector - encompassing paints, pipes, wood panels, tiles, metals, and cement - as volatile input costs, coupled with fears of a global slowdown, are making demand projections uncertain. Against this backdrop, analysts suggest investors stay selective and pick stocks of companies with stronger brand recall, expanding distribution network, diversified product profile, healthier balance sheet, and sustainable cash flow. "The government's various proposals under Budget 2023-24 (FY24) may lead to the building material segment growing between 8 per cent and 12 per cent for the next five years.
Avoid investing in a new ELSS scheme each year. Stick to one well-chosen scheme to avoid clutter in your portfolio.
Here are some mistakes taxpayers make and how to avoid them...
Anil Rego shares six tips to help you bring down your cost of owning an insurance policy
A person in the 30% income tax bracket with a Rs 40 lakh home loan at 9% interest rate would, under the Rs 3.5 lakh interest exemption, will save Rs 105,000 in tax in the first year, against Rs 60,000 under the previous interest exemption of Rs 2 lakh.
At a time when the whole world is going ga-ga over stocks and debt is too easy to borrow, do not forget gold, says Anil Rego.
Harsh Roongta, Mahesh Padmanabhan, Anil Rego answer the most sought after questions on Budget Day.
Do you have parents who have turned 60? You may want to forward Sarbajeet K Sen's suggestions to them.
Want your investments to make money as well as save tax for you? Anil Rego has some advice
Beware: During the period that you avail of the moratorium, there would be no repayment of interest or principal. Thus, the outstanding will go up substantially for this period as a consequence
Does it make sense to hold more than one residential property? Does the investment really give very high returns as we Indians tend to presume? Anil Rego takes you through the ups and downs of investing in residential properties
Avoid getting into a debt trap by using your credit judiciously. Anil Rego explains how
'You are unable to attack creation of black money.' 'You have not stopped that, but are now coming up with such rules.' 'It is so stupid and unbelievable.' 'This ordinance is a very scary way of going about it.'
'The only good thing is people will not be required to maintain their medical bills and invest time in that.'
Such a will, a cheaper and more convenient option, has to be signed by two witnesses.
Investors should consider debt mutual funds, banks fixed deposits or high-rated corporate debt instruments.
Whether salaried or running your own business, it's about time to get your investment proofs in tax-saving instruments ready for filing your income tax returns later this year.
'Gold could return 10% to 12% in the next two-three years.'
From April 1, subscribers will be able to change investment option & asset allocation twice a year, instead of once. Use greater flexibility offered by pension scheme judiciously.
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Returns on godl have depleted in past few years,
If you have missed your tax filing deadline, there is not much to fret if your tax dues are fully paid, says Anil Rego
Since there are many and complicated choices, retail investors stand to benefit
Conservative investors and those in the lower tax bracket should opt for these, experts tell Sanjay Kumar Singh
The Pay Commission's award will provide a windfall that can be used to both spend and invest wisely.
There are 7 key rules one can follow to ensure that the chances of such fraud are almost reduced to a negligible level when shopping online, says Anil Rego
The perils mentioned here may seem few in number, but each of it encompasses an entire set of dangers posed by the free online tax filing offers.
Getting locked into instruments before the new regime kicks in would be a good strategy.
Look at those offering 100-300 bps more and have good rating; it will improve your portfolio's returns.
Retirees must also try and purchase a senior citizens' policy, despite steep premiums.
Many house owners are not aware of this option and hence end up taking personal loans to renovate their homes
There are instances where the insurance company will not pay out claims... Beware!
A good advisor can make or break your financial future
The whole idea is to have a balance between long-term and short-term goals.
Diversify! Go for SIPs in equity MFs or buy debt funds! Don't time the market! Don't trade intra-day! So simple!
For those who find the online facility difficult, there is an electronic tutorial, and staff to assist you.
To ensure a better financial future, resolve yourself to follow these simple money tips.
Let us take a look at why it is important to opt for travel insurance even for domestic use.
Used prudently, plastic money is among the most useful, powerful and non-polluting kind of plastic invented. Be smart with it!
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